The Equal Credit Opportunity Act protects borrowers applying for home loans from discriminatory lending practices. This federal civil rights law is a crucial part of the real estate exam. It plays a significant role in promoting fair housing and fighting …
The Housing and Community Development Act of 1974 was a broad housing law. It created the Community Development Block Grant program, established Section 8 rental assistance, and added sex as a protected characteristic under the Fair Housing Act. For real …
In Jones v. Alfred H. Mayer Co. (1968), the Supreme Court held that 42 U.S.C. §1982 prohibits racial discrimination by private parties as well as government actors in property sales and rentals. The Court also upheld Congress’s authority to enact …
Affinity housing allows minority groups with shared identities to live in one community exempting themselves from certain aspects of the Fair Housing Act. To understand affinity communities, you’ll need to learn from real estate professionals. Luckily, we’re here to give …
The federal single-family home exemption is a limited exception for certain sales or rentals by private individual owners. Selling without a broker alone is not enough, and the owner does not have to live elsewhere to qualify. For exam study, …
The Mrs. Murphy exemption is a limited federal fair housing exemption for certain owner-occupied dwellings with living quarters for no more than four families in total. The owner must actually live in one of those quarters. It does not authorize …