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The Fair Housing Amendments Act of 1988

The Fair Housing Amendments Act (FHAA) of 1988 enforces Title VIII and makes it illegal to discriminate against families with children and people with disabilities. With our guidance and years of expertise in real estate, we’re here to teach you …

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Variable Interest Rate Definition

Variable interest rate refers to an interest rate that varies according to market changes. To understand the overall cost of the loan, it is essential to learn how changing rates can affect the payments. Interest rate plays a vital role …

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Creative Financing Definition

In real estate, creative financing is non-traditional or uncommon means of buying land or property. For real estate students, it is important to understand how creative financing works. I’ve been teaching and preparing real estate students for many years. As …

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Owner Financing Definition

Owner financing is a type of creative financing in which the property owner acts as the lender and provides funds to the home buyer. These mortgages are financed by the owners, and they work similarly to other mortgages, except that …

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The Truth in Lending Act in Real Estate

The Truth in Lending Act of 1968, also known as Regulation Z, defends consumers against unlawful credit practices in real estate. Lenders who violate the Truth in Lending Act may lose money, spend time in jail, and tarnish their reputations …

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