Dyana Branchen 
Loan origination fee is the fee required during the first stage in the mortgage lending process. The process starts when the borrower submits documents for pre-qualification. To understand the mortgage process, it is essential to understand the concept of loan origination. …
Discount points, also known as mortgage points, are the amount the borrower pays to the lender to reduce the interest rate on their loan. If you’re interested in real estate, you must understand how mortgage points work, as they are …
Usury is the practice of lending money to borrowers at exorbitant interest rates. This predatory lending tactic is against the law, as it forces homebuyers into paying high interest rates on loans. Because usurious practices affect individuals looking to borrow money …
Co-borrowers and cosigners are both responsible for loan repayment, but a co-borrower has shared ownership of the asset, while a cosigner does not. If you’re a real estate student, you must understand the difference between a primary borrower, a co-borrower, …
It is essential to pick the right real estate school as it plays a vital role in your real estate career. The right real estate school will give you the knowledge and skills required in the real estate industry. If …
The Americans with Disabilities Act of 1990 prohibits discrimination against people with disabilities in real estate and other areas. This act protects disabled people across many industries, but you’ll need to know how it works in real estate to pass …