Dyana Branchen 
The Sherman Act regulates all kinds of businesses within the United States, preventing them from forming monopolies and infringing on consumer rights. But what does that have to do with the real estate industry? The Sherman Act plays a vital …
When was the last time you caught up on your American history? Being aware of current fair housing laws is essential to passing the real estate exam, but it is just as important to understand where they came from in …
As you undoubtedly know, we live in a world home to people of all colors, creeds, and walks of life. But you may wonder, “How does this play a role in the real estate world?” Well, it plays a significant …
A shared appreciation mortgage, or SAM, helps the buyer purchase unaffordable homes at low-interest rates. With these mortgages, the lenders assist the borrowers so that they can purchase homes easily. However, the lenders also demand something in exchange, which is …
An open-ended mortgage works like a traditional mortgage but allows the borrower to obtain additional cash later during the term for additional expenses. These additional expenses are typically home improvements and renovations, which can cost a lot. These mortgages are …
Graduated payment mortgages are beneficial to many types of homebuyers. These are fixed-rate mortgages, and their main aim is to help homeowners start with a low monthly payment. These mortgages are suitable for those homebuyers who don’t have much income …