Free New York Real Estate Practice Exam Questions (October 2025) 75+

New York Real Estate Exam

1 / 75

A non licensed buyer negotiated the purchase of a house. During a conversation with the seller, the seller agreed to include both the washer and the dryer, in the sale, and this was included in the sales contract. In this situation, if the seller takes the appliances, what recourse (if any) does the buyer have?

2 / 75

A contract that legally binds two or more parties together, to specific obligations, that create a legally binding contract between the buyer and the seller.

3 / 75

How many miles does a township contain?

4 / 75

If a contract has prepayment penalties, they can be found in which real estate contract clause?

5 / 75

Which of the following BEST describes a contract that is voidable?

6 / 75

Which answer includes 3 actual types of business structures? Choose the best answer.

7 / 75

Any loss in the value of a property over time from any cause.

8 / 75

Utilizing the 28/36 rule, if Rebbecas gross income is $4,500 a month, she would need to spend less than ______ in housing costs a month to qualify for most loans.

9 / 75

Which of the following best describes a balloon payment?

10 / 75

What is the best definition listed for the term: “conventional loan?”

11 / 75

Which of these meets the Department of Housing and Urban Development’s (HUD) definition of family as a protected class?

12 / 75

The fact there is a limited amount of land on earth represents what essential element of value?

13 / 75

To whom does an agent always owe their fiduciary responsibility?

14 / 75

Usually, the appraiser is hired by the:

15 / 75

What is the difference between the market value of your home, and the amount you owe the lender who holds the mortgage?

16 / 75

What is the agency responsible for the enforcement of the Fair Housing Act?

17 / 75

Is crossing out part of a printed contract allowed and legally enforceable?

18 / 75

How long are terms for members of the New York State Board of Real Estate?

19 / 75

The “time is of the essence” contract clause in real estate contracts generally has to do with what?

20 / 75

In a single agency relationship a real estate broker represents who?

21 / 75

What type of court handles the analysis and transfer of real estate or general estate assets of a deceased person (without a will)?

22 / 75

What is the government issued plan to guide the long-term physical development of a particular area?

23 / 75

Which of the following is a common example of real estate police power?

24 / 75

Under these rights, all landowners whose properties adjoin a river or stream, have the right to make reasonable use of it as it flows through or over their properties.

25 / 75

The fact that land has a number of important uses is the basis for what essential element of value?

26 / 75

What New York governmental authority oversees the fresh drinking water supply?

27 / 75

Which of the following best describes real property?

28 / 75

Which of the following enforces all federal environmental rules and regulations?

29 / 75

A contract agreed to and signed under duress is what?

30 / 75

Which of the following real estate contract clauses establishes order of priorities of financial claims (liens)?

31 / 75

A mortgage loan that requires monthly payments of $400.00 for 15 years and a final payment of $20,000. Typically a loan structured like is called a

32 / 75

A parcel of land that is subject to an easement is best described as:

33 / 75

Whose obligation is it to disclose potential lead-based paint to buyers of homes built before 1978?

34 / 75

If someone is unlawfully forced to execute a contract it is called what?

35 / 75

Is commingling legal in New York?

36 / 75

Traditionally real estate agents are paid through a fee paid for performing a transaction, called a

37 / 75

Acceleration is a term associated with which type of document?

38 / 75

A mortgagor is also known as the:

39 / 75

Used in connection with CERCLA and the creation of The Superfund; Retroactive liability means:

40 / 75

After smoking, this is the second leading cause of lung cancer in the United States. A naturally occurring gas that forms in rocks, soil, and water.

41 / 75

Is New York a Community Property state?

42 / 75

The Civil Rights Act of 1866 prohibits discrimination in real estate based on:

43 / 75

When calculating the amount of real estate taxes owed, calculations are based on what type of value?

44 / 75

What is Fannie Mae’s primary responsibility?

45 / 75

Which of the following statements is NOT true about radon?

46 / 75

What is the act of mixing the client’s funds with the broker’s own funds? This can be both legal and illegal depending on the state and circumstance.

47 / 75

Which of the following statements about water rights is true? Choose the best answer.

48 / 75

Mr. Jay lives on a property right next to a bridge. The state wants to widen the bridge due to the higher amounts of traffic reported. The state needs the space on either side of the bridge to widen the road. The government seizes Mr. Johnson’s property and gives him $150,000 for it. This government's right to take over privately-owned real for public use is an example of:

49 / 75

What is a written supplement or amendment to an existing will such as one affecting the transfer of real estate upon death?

50 / 75

Which business structure traditionally features a board of directors?

51 / 75

Government power is the constitutional authority and inherent power of a state to adopt and enforce laws and regulations to promote and support the public health, safety, morals, and general welfare. Escheat is

52 / 75

Altering a written document by improperly signing someone else's name to an instrument is what?

53 / 75

Which situation is legal under the Federal Fair Housing Act of 1968?

54 / 75

If a buyer refuses to go ahead with a purchase of property which he has signed a contract, what usually happens to the earnest money?

55 / 75

Aaron can't get to his property from a public road without crossing over his neighbor Ron's property. In this situation, Aaron needs a/an:

56 / 75

The person who hires or appoints an agent is called the:

57 / 75

A legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset:

58 / 75

If your New York real estate license is revoked, how long do you have to wait to re-apply for a new one?

59 / 75

Under what situation, if any, may a lender consider age when making a lending decision?

60 / 75

Which of the following legal concepts requires real estate listings to be in writing?

61 / 75

What hazardous substance is an odorless, colorless gas that can cause death within hours of inhalation?

62 / 75

If a New York real estate license has expired, how long can the real estate professional continue to practice real estate?

63 / 75

Choose the best answer. Which of the following is an example of a Special Use property?

64 / 75

Joint tenants with a right of survivorship means

65 / 75

Puffing is a term referring to

66 / 75

Which act amended the comprehensive environmental response, compensation, and liability act (also known as CERCLA)?

67 / 75

What is the final step of the real estate appraisal process in which the appraiser weighs each appraisal approach and determines which one is most relevant and should be used?

68 / 75

Which of the following would be classified as “consideration” in a real estate contract?

69 / 75

Most real estate sales contracts include contingency clauses, making them what?

70 / 75

Which of the following fiduciary duties continues after a listing agreement expires?

71 / 75

There are three main forms of depreciation, what are they?

72 / 75

The type of easement that is a right-of-way for a utility company's power lines is what?

73 / 75

Which of the following would be an example of a deed restriction?

74 / 75

One individual or married couple in business alone (The most common form of business structure):

75 / 75

Which of the following two real estate contract clauses protect the lenders in some way, usually by asking for some form of payment(insurance)?

Your score is

Hello, welcome to our New York Real Estate Practice Exam.

In New York, there are 75 questions on the exam. Many states have a national portion and a state portion, but New York has one section combining both for a total of 75 questions. 

The two most effective study tools for the state exam are practice exams and learning the state-specific license laws. 

Our state-specific practice exam is a fantastic tool to help you grasp your state's real estate topics. It works just like the national practice exam and is updated annually. Usually, using the state practice exam is enough for students to grasp the concepts. However, if you want more, the single most important resource out there is the laws they base the questions on. 

If you haven't looked at your state's Real Estate Statutes or Regulations, it's strongly recommended.

The test makers take snippets of laws applicable to your state and use them for the questions. We use the actual state laws to create our questions, which is why some of the questions may look familiar to you. Some websites and prep providers do not, and that's the secret. You need to know your state's laws. 

Furthermore, It would be best if you read through your laws at least once, and that's the greatest advice we can give you. Trust us, we know it can be very time-consuming, but reading through each one of these will provide you with precisely the information you need to pass. 

Best of luck, reach out if you need anything,

Real Estate License Wizard Team

New York Real Estate Statutes and Regulations

Here is our list of recommended Real Estate Statutes and Regulations you need to know:

NYS Board of Real Estate https://dos.ny.gov/nys-board-real-estate

  • Purpose
  • Guidelines

Property Law and Related Statutes https://dos.ny.gov/system/files/documents/2022/03/re-law.pdf

  • Definitions
  • State License Law
  • Prohibited Practices
  • Environment Law

NOTE: State websites update semi-frequently and sometimes their website URLs change. If any of the links posted below do not work, please reach out and we will update the links promptly. Thank you.


New York Real Estate Exam FAQs

Have a question about the real estate exam? Find the answers to all your real estate license questions here:

What are New York’s Real Estate License Requirements?

Real estate license requirements vary from state to state. Here are New York’s requirements:

  • Must be 18 years or older.
  • Must obtain and submit a copy of your own fingerprints.
  • Must complete required state-approved pre-licensing courses (75 credit hours).
  • Estimated cost of total fees and license: $70

How Hard is the New York Real Estate Exam?

The real estate exam is a rigorous and challenging test that weeds out those who are not committed to being skilled agents. To pass the exam in New York, you’ll need to get a score of at least 70%. With a total of 75 questions, that means the score to pass is 53.

How Many Questions Can You Miss on the New York Real Estate Exam?

In New York, you can miss 22 questions and still pass the real estate exam.

How Many Times Can You Take the New York Real Estate Exam?

There are no limits to the number of times you can take your real estate exam. Anyone who fails the New York state exam may immediately pay and reschedule the exam. There are no restrictions.


What Is on the New York Real Estate Exam?

The 75 multiple-choice questions on the salesperson examination cover a variety of topics that are relevant to New York real estate license law. Here are what topics you are expected to know:

New York General Exam Topics:

  1. Property Ownership
  2. Land Use Controls and Regulations
  3. Valuation and Market Analysis
  4. Financing
  5. General Principles of Agency
  6. Property Disclosures
  7. Contracts
  8. Leasing and Property Management
  9. Transfer of Title
  10. Practice of Real Estate

New York State Exam Topics:

  1. New York State License Law
  2. New York Real Estate Board Purpose and Guidelines
  3. New York Real Estate Prohibited Practices
  4. Environment Laws Applicable to New York

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