Dyana Branchen 
Redlining is the denial of goods or services to people of a protected class; the term originates from lenders denying worthy applicants mortgages based on their race or ethnicity. Redlining violates fair housing and fair lending laws, which you’ll need …
The Fair Housing Amendments Act (FHAA) of 1988 enforces Title VIII and makes it illegal to discriminate against families with children and people with disabilities. With our guidance and years of expertise in real estate, we’re here to teach you …
Variable interest rate refers to an interest rate that varies according to market changes. To understand the overall cost of the loan, it is essential to learn how changing rates can affect the payments. Interest rate plays a vital role …
The Fair Housing Act of 1968 prohibits discrimination against protected classes in the housing market. If you’re hoping to ace your exam and become a real estate pro, you’ll need industry experts to teach you about vital concepts like the …
In real estate, creative financing is non-traditional or uncommon means of buying land or property. For real estate students, it is important to understand how creative financing works. I’ve been teaching and preparing real estate students for many years. As …
Owner financing is a type of creative financing in which the property owner acts as the lender and provides funds to the home buyer. These mortgages are financed by the owners, and they work similarly to other mortgages, except that …